Debt related
In essence, any kind of wage garnishment is “Debt related”, but some debts are more complex than others. The least complicated wage garnishment process is usually related to debts from an auto loan, phone bill, or credit card. Remember that the most any creditor can garnish from your wages is 25% of your disposable income. When a judgement is brought against you for wage garnishment the judgement should be the lowest option possible when considering the federal and state laws.
There are lots of options a person can take to lessen the effects of wage garnishment like:
Automatic Stay due to filing Bankruptcy
Proof that the debt has already been paid
Dispute the amount of debt owed
