Slow Pay Motion

A slow pay motion is an agreement that allows you to make small payments towards you debt as ordered by a judge. Slow pay motions will take much longer than a mandatory wage garnishment but they will allow you to keep more of your paycheck to cover other expenses. The slow pay motion is very handy for a lot people who feel accountable for their debt, but they just don’t have the disposable income that allows for their wages to be garnished.

It is best to file a slow pay motion before your wages are set to be garnished.

Steps to filing a slow pay motion

1. See your local court clerk

Check with your local court clerk to see if your local jurisdiction has the option to file a slow pay motion. If your are fortunate enough to be given this option the court clerk will ask you to fill out certain paperwork that includes information on:

  • the location of your place of work
  • how much you make
  • how often you are paid
  • how much debt the judge has ruled that you owe
  • how much you have already paid towards the debt for which your wages are being garnished
  • the information about the person/business that is suing you
  • case number

Next you and your creditor will be given court dates .

2. Seeing the judge

  • Arrive in court on time, treat this as seriously as any other summons to court.
  • Bring a very detailed budget of your expenses will bank statements, receipts, and/or bill payments. You may also want to provide proof of any dependents.
  • the judge will want to know why cannot afford wage garnishment, and how much you believe you can afford to pay.
  • be very honest, do not try to pay any more than you believe you can afford

3.  Begin to make payments

The slow pay motion is a similar arrangement to wage garnishment. The differences are that the amount paid is usually influenced much more heavily by the debtor.

Do not miss a payment, the slow pay motion is already a great privilege that is not offered to many people. You will rarely get a second chance for another slow pay motion unless circumstances beyond your control prevent you from making a payment.


One Response to Slow Pay Motion

  1. Maria Litzenberger says:

    I’m writting in regards of a student Loan which is not mine and i have sent police reports etc regarding my Identity theft i wrote letter to the ftc certified letters I’m permanent Disabled receive only benefits from ssi
    is the only income i have and the student loan garnish my check each month they will take it off and put it back its actually been off and on and back and forth situation” How can i solve this issue when i ‘ve done
    everhthing that there was to do and what the’ve requested of me?

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