Automatic stay

When a debtor files for bankruptcy an injunction is placed against all of his creditors to prevent any legal action against the debtor. This injunction is called an automatic stay. An automatic stay will protect the debtor and the debtor’s property from legal actions by the creditor. Even debts that are non-dischargable will almost always be covered by an automatic stay. An added bonus is that the debt for which your wages are under threat of garnishment may be discharged after your bankruptcy. Wage garnishment is prevented entirely by an automatic stay outside of child/spousal support. Bankruptcy will not affect those legal proceedings and your wages can still be garnished.